About 150 comment letters have been submitted to date and the talking points are largely predictable. However, Michael Tanner – director of Health and Welfare Studies at the Cato Institute , who testified at the hearing – said the best thing state governments could do would be to reduce the costs of health care by allowing individuals to purchase plans from other states and small businesses to participate in insurance pools.
On January 1st of next year Americans will be required to obtain health insurance from an employer provided plan, or from an exchange or pay a tax/penalty. You can either post these to us or bring them to us in person at BUPA Health Insurance, 9th Floor Q-House Convent Building, 38 Convent Road, Silom, Bangrak, Bangkok 10500 Tel.
And taking a longer view, the potential premium volume associated with health care risks could easily eclipse premium volume connected with P&C-related liability if the captive insurance marketplace figures out how to effectively respond to market demands.
The specific questions are largely objective but the preamble clearly states that the RFI has been prompted by concerns that employers may dodge health care reform requirements by self-insuring and obtaining stop-loss insurance with low attachment points.
The NAIC working group deferred action on the proposal until its winter meeting, which in hindsight was predictable because insurance commissioners, like all political creatures, normally put off major policy decisions when Election Day looms. However, you will be asked to pay for any charges in excess of your benefit levels or any non medical expenses before you leave the hospital.