About 150 comment letters have been submitted to date and the talking points are largely predictable. And just in case these insurance commissioners do not feel sufficiently motivated by NAIC orthodoxy, the health insurance industry is happy to provide the necessary nudge, which is the second factor in play on why self-insurance (via stop-loss insurance) is in the regulatory crosshairs.
The Affordable Care Act has provisions to treat multiple businesses as one entity. To put a finer point on this description, the brokers have been making more political. The Affordable Care Act is another reason some businesses will be looking at classifying people as 1099 independent contractors.
Developments related to whether broker commissions will be excluded from health insurer medical loss ratio calculations in accordance with the Affordable Care Act. The insurance programs is called Prescription Discount Card and is available only to the residents of the City of Winter Haven of FL.
Of course, the focus on self-insured plans with stop-loss insurance extends beyond Washington, DC. The continuation of your membership is subject to your Policyholder renewing your membership under the agreement. The hospital will contact us by fax or telephone to recheck your cover and eligibility for benefit.
Enjoy your recovery in the knowledge that BUPA Health Insurance will provide prompt settlement of your claim. If the Policyholder does not renew your membership. We can only dread the day when Washington takes over health care for the entire nation. Armed with this concern, proponents of the ACA have positioned the NAIC to ramp up its efforts to clamp down on the ability of employers to self-insure.